Projected Home Interest Rates 2024 Usa. Still, many experts think mortgage interest rates will start to trend downward in 2024,. The current mortgage rates hold significant implications for home buyers, sellers, and the overall housing market.

Based on recent data, trading economics predicts that rates will fall back down to 4.25% in 2024 and 3.25% in 2025. Every change in rate means savings or costs for homebuyers.